We provide financial advice and loans for individuals and companies
Are you looking for the personal loan that best suits your needs? Trust our agency in Modena, which will provide expert and competent brokers able to accurately analyse your situation and then propose the most suitable solution.
Personal loans and mortgages
Our agency provides financial solutions and personal loans in Modena, guaranteeing a wide range of choices. We offer, for example, tailor-made short, medium and long-term financing.
Each loan is fully customisable according to the customer's needs and requirements: our expert team is on hand to help you identify the best solution for your needs and to carefully follow all your paperwork, updating you regularly on the situation.
Employee loans
One of the types of personal loan dealt with by our agency in Modena is the "cessione del quinto dello stipendio". This is a personal loan, at a fixed rate, which provides for repayment in monthly instalments of a constant amount, which are deducted directly from the pay slip. Interest rates are particularly favourable at this time, so it is a good choice to fix them for the entire duration of the loan.
Leasing
The formula of loans with leasing is convenient both for individuals who, for example, need to buy a car, and for companies that need to buy new and expensive machinery.
At Intercontinental S.r.l.s., we offer loans with leasing, taking care of all the paperwork on behalf of the client and their company, in order to offer a personalised and complete service.
Consumer credit
Consumer credit is a type of financing granted by our finance company to enable the customer to purchase goods and services or possibly to allow him to spread an expense over instalments.
This financing may only and exclusively be granted to individuals and not companies. Its purpose is to finance the current expenditure of households in order to support consumption or to postpone repayment.
Cribis
Cribis is the CRIF Group company specialising in business information on Italian and foreign companies. Cribis supports decision-makers on a daily basis in the planning and management of their organisational processes.
Credit reporting
Specialising in the personal loans sector and operating in Modena, our agency also provides a credit report cleaning service. The latter allows you to find out the data registered in your name in the Bank of Italy's Centrale dei Rischi, the database that collects information from banks and financial companies on loans granted and guarantees issued to their customers (businesses and households).
Operational instrument rental
An operating lease of capital goods is an agreement whereby one party, called the "lessor", makes available to another party, called the "lessee", for a specified period of time, an asset which is key to the business or professional activity, against payment of a fee.
In an operating lease, the object usually consists of one or more capital goods which are used by the lessee for its own business needs. The convenience of such an agreement lies in the option of using a capital asset on a temporary basis, without the need to invest in its purchase. In return, the lessor receives a periodic rental payment, which often includes the costs of operating and maintaining the equipment.
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